Business Development Services

Financial Support Services


KIE LTD provides affordable medium to long-term finance to MSMIs for the purchase of machinery, equipment and working capital, either for start-ups, expansion, modernization or rehabilitation focusing on priority sectors identified in Vision 2030.

Small and Medium Loans


Loans ranging from Kshs. 0.5 million to Kshs. 14 million equivalent to a maximum expenditure of 70 %, repayable over a period of 3 -8 years. The loans provided are for machinery, equipment and working capital. All loans will attract a sufficient collateral security whose value is 140% of the loan amount.

Micro Loans

KIE LTD has established a broad-based micro loans program that addresses the growth needs of very small informal sector entrepreneurs such as the Jua Kali sector. Presently, the loan-size obtainable under this scheme is minimum of One Hundred Thousand shillings (Kshs. 100,000/= and a maximum of Five Hundred Thousand shillings (Kshs. 500,000).

Equity Investments

KIE LTD provides venture capital by investing in viable enterprises through equity and quassi equity instruments in high growth industries particularly those with potential to graduate into medium and large scale industries.A KIE equity investment in a single project will be a maximum of Kshs. 14 million but shall not exceed 30% of the total paid up capital of the investee enterprise.

Other products

KIE LTD provides other financial instruments including leasing, factoring and tripartite arrangements in both the manufacturing and services sector.

Business Advisory Services (BAS)

To ensure success and growth of its incubatees, KIE LTD has set up business solution centres which provide entrepreneur capacity building training, mentoring and consultancy services, preparation of feasibility studies, business plans, business counselling, needs assessment, project implementation/supervision/monitoring, technology selection services, marketing support, rehabilitation, expansion and repositioning/modernization.

Facilitating Inter-Firm linkages

This programme involves facilitation of linkages between the small, medium and large-scale enterprises mainly to enable technology transfer. KIE facilitates improvement of technology and standards of the MSMIs through equipment upgrading, apprenticeship training and provision of working capital.