KIE Ltd provides affordable medium to long-term finance to MSMIs for the purchase of machinery, equipment and working capital, either for start-ups, expansion, modernization or rehabilitation focusing on priority sectors identified in Vision 2030.

Small and Medium Loans

Loans ranging from Kshs. 0.5 million to Kshs. 14 million equivalent to a maximum expenditure of 70 %, repayable over a period of 3 -8 years. The loans provided are for machinery, equipment and working capital. All loans will attract a sufficient collateral security whose value is 140% of the loan amount.

Micro Loans

KIE Ltd has established a broad-based micro loans program that addresses the growth needs of very small informal sector entrepreneurs such as the Jua Kali sector. Presently, the loan-size obtainable under this scheme is minimum of One Hundred Thousand shillings (Kshs. 100,000/= and a maximum of Five Hundred Thousand shillings (Kshs. 500,000).

Equity Investments

KIE Ltd provides venture capital by investing in viable enterprises through equity and quassi equity instruments in high growth industries particularly those with potential to graduate into medium and large scale industries.A KIE Ltd equity investment in a single project will be a maximum of Kshs. 14 million but shall not exceed 30% of the total paid up capital of the investee enterprise.

Other products

KIE Ltd provides other financial instruments including leasing, factoring and tripartite arrangements in both the manufacturing and services sector.